Financial Guide for New Dentists and Associates
Dental school prepared you to treat patients, not to manage six-figure debt, negotiate an associate contract, or plan for ownership. The decisions you make in your first five years set the pace for everything that follows. We help new dentists and associates build a plan for student loans, taxes, savings, and the path to owning a practice, so a strong income turns into lasting wealth.
▶ Abby & Marissa video (0:30–1:00)
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Investment Accounts 101: What Every Dentist Should Understand Before Investing a Dollar
Pathway to Practice Ownership: Why Most Buyers Get the First Deal Wrong
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View all articles3-Minute Deep Dive
Fazel on Building Wealth as a New Dentist
Fazel walks through the biggest financial decisions associates face, from loan repayment and contract terms to when to start planning for ownership.
▶ Fazel video (3:00)
Start Your Career on Solid Ground
Get a personalized roadmap from CPAs and Certified Financial Planners who work only with dentists. We review your loans, contract, and goals, and show you the next steps for the stage you are in.
1
Student Loan & Debt Plan
We compare repayment plans, forgiveness options, and refinancing, then build a debt strategy that fits your income, career path, and ownership timeline.
2
Contract & Tax Review
We review the financial terms of your associate contract and set up the right tax strategy, whether you are paid as a W-2 employee or a 1099 contractor.
3
Ownership Roadmap
We help you build savings, credit, and clean financials so you are ready to evaluate, finance, and buy your first practice with confidence.